Tag Archives: insurance

Make Sure that Your Car Insurance Company Gets Honored

Car insurance

Make Sure that Your Car Insurance Company Gets Honored

However, since car insurance policies can be very complicated, you may not even be covered by your policy if something happens to your car. If your car’s wheels get destroyed and the wheels are not covered by your cheap auto insurance policy, then the car insurance company will have nothing to do with your repair or replacement expenses. This can be a waste, especially since you pay a hefty monthly fee to the insurance company to keep your insurance policy going.

To minimize the chances of you getting a bad deal for your money the next time you run into an automobil accident, be sure that you get the best car insurance rates and ins policy that you can possibly get. The best insurance may not mean the most expensive or most loaded policies, because not everybody can afford to pay such hefty fees. What you do need on the other hand is the best automobile insurance company and quote that your own money can buy and pay for every month.

More than getting the most affordable deal, you should also sign up with an auto insurance company or agent that is ready to help you whenever you find yourself in a tight spot. In this case, cheap doesn’t always mean good because just because insurance is offered to you at an extremely low price means that the company is sure to help and pay what is due their client when the time comes.

When people get into accidents, their insurance agents (if they’re that sort) make it very hard on them and try to wiggle out of paying by arguing that they are not covered by the car insurance policy or that the insurance company should only pay part of the expenses. Ask around with family, friends and people you trust on who they believe the best and most trustworthy companies are before signing.

Car Insurance – How to Compare Rates From Multiple Companies Instantly

Car insurance

Car Insurance – How to Compare Rates From Multiple Companies Instantly

The reason we compare car insurance quotes from multiple car insurance companies is to make sure weâ??re getting the best rates possible. Of course nobody wants to pay more money than they have to, but in the other hand we also want to make sure that our car insurance company is going to respond quickly and fairly in case of an accident.

What is unknown to many is that there is not one single car insurance company that is cheaper than others. One particular car insurance company can be the cheapest for one person but the most expensive for another. Each car insurance company has a certain category of drivers they want to insure. If you fit their category they will offer you a cheap rate, if you donâ??t, they will offer you an expensive rate. That is their way of filtering the people they want and do not want to insure. That is the reason we need to compare insurance rates from multiple car insurance companies, to find out which company will offer us the cheapest rate. The key is to find the company that offers the cheapest rate for you, but of course, it is important to compare rates from quality companies only.

There are many quality car insurance companies out there; however, some of those quality companies also have a high price to go along with them. How do we find a quality company for a cheap price? That, my friend, is the key question.

The traditional method of shopping for car insurance is to call around which we all know can be a long process. Another drawback of shopping for car insurance by phone is the probability of getting caught with the old â??bait and hookâ? trick. That is when someone gives you a low quote by phone and hikes it up on you when you go into their office to purchase the car insurance policy.

In todayâ??s world, luckily, we have the internet. The internet makes life a lot easier for all of us. Using the internet, we can shop for many types of things we may need which include shopping for car insurance.

Shopping for car insurance online is the best way to compare rates from multiple car insurance companies. Online, you can also read about a companyâ??s history and make sure theyâ??re a quality company. Most companies offer instant online car insurance quotes thorough their websites which makes obtaining car insurance quotes a lot easier than the traditional method of shopping by phone. Better yet, there are some websites that offer online car insurance quotes from multiple companies with one simple process. You can even purchase your car insurance online if you like the price. One such website is OnlineAutoInsurance.com. There, you can obtain quotes from quality companies such as Progressive, AIG, Infinity, GMAC, Bristol West, and several more. All with one simple process!

Celebrity car insurance uncovered

celebrity cars

Celebrity car insurance uncovered

The number of no win no fee claims made during the recession has soared.

The overall amount of compensation claims made has increased significantly as the downturn of the UK economy has left the councils, employers and motorists struggling to cover the costs of carrying out health and safety regulations and simple repairs.

Road accidents

With more motorists failing to carry out MOT and safety checks in fear of having to fork out extra repair costs during the crisis, along with the increasing number of pothole damage to Britain’s roads, previous claims that the number of road accidents will soar has been proved wrong.

Figures from the Department for Transport, (DfT) revealed that the number of road accidents in the UK has reduced for the year ending March 2009.

According to the figures, the number of road casualties fell by eight per cent with the number of fatalities or those seriously injured falling by nine per cent.

AA Insurance has welcomed the DfT’s figures.

Fall figures good news

Director of AA Insurance, Simon Douglas said: “The falling accident rate is good news, especially as this continues a long-term downward trend.”

The director stated that he was not “really surprised to see it” as the recession has discouraged car use.

He said: “This year has seen fuel prices rise along with other demands on family budgets as well as rising levels of redundancy, all of which discourages car use: indeed, the DfT notes that traffic volumes fell by two per cent over the year.”

However, despite the fall in road accidents, he pointed out that there has been a surge in the number of a personal injury claims made, stating that motorists involved in road accidents are “much more inclined to make personal injury claims.”

The statement came after research revealed that there was an increase in the number of no win no fee claims made as a result of personal injuries. This compares to the decline in the number of road accidents in the UK.

Figures published by the Association of British Insurers (ABI) revealed that the number of no win no fee claims for injuries reached 9.6 billion last year – 8.8 billion more than in 2006.

Douglas stated that “those involved in accidents are much more inclined to make personal injury claims,” even for injuries such as whiplash.

However, work accidents could account for a majority of no win no fee claims made.

Work accidents

According to a North East law firm, with over 60 per cent of employees believing that their employers are less focused on health and safety at work due to the recession giving them bigger worries, “the recession could well be having an impact on the number of workplace accidents.”

A spokesperson from the solicitor firm said: “It is understandable that many businesses are currently taking actions to reduce costs, but it is vital that workers’ safety is not compromised.”

She added: “Industrial accidents are a common occurrence, and even in an office environment, accidents can and do happen. If you have any queries about your rights if you have suffered an injury, you should seek legal advice.”

celebrity car pics and some modified pics of luxury, sports, cars, with different background songs. ENJOY!!!! List of songs: 1. My life be like – – grits 2. Back on my grizzy remix – – lil wayne 3. Hero — nas 4. Move if u you wanna move – – mims 5. Do what you do – – Marz ft. Pack and Mumiez 6.Crazy – -pitbull 7.Hero – – akon ft. ti

Working for Cheaper Car Insurance

A survey carried out last month has highlighted a correlation between careers and speeding fines. Statistically, workers with better paid, professional jobs such as barristers, footballers and doctors are more likely to beak the speed limit because they can afford the penalties easier.

Among the least likely to offend were au pairs, astrologers and driving examiners, being only 4.5% more likely to break the speed limit. By contrast, footballers were 27% more likely to offend.

These revelations are fuelling discussions about whether it would be fairer to charge car insurance premiums based on job title, as well as personal circumstances. It would mean that those in jobs seen as ‘low risk’ would get a better deal on their premiums, and not be charged for insurance they perhaps cannot afford on their wage.

Along the same lines, some car insurance providers have now offered a new category to their list of occupations – Celebrity. So many reality TV shows in recent years are spawning a growing number of TV celebs, most of whom still need motor insurance, and the existing lists didn’t provide an accurate option. Therefore, celebrity is now an official occupation with some insurers.

But fame has its price even where insurance is concerned. Getting cheap car insurance when you’re a celebrity just isn’t possible. A TV celebrity can expect to pay around 22-25% more on their premium because of their job. Considering many of them started out as unknowns working in normal jobs, it may come as a shock. Add this to the fact that most newly-made celebs tend to go for sportier cars, and they can bump their car insurance almost to a-list prices. We’ll all have to buy a lot more exercise videos…