Celebrities have it easy, right? They get the best seats in restaurants, they can walk to the front of most queues and they can grab just about anything for free as long as they’re willing to shake someone’s hand and smile for a photograph.Yet celebrities will not find car insurance companies quite so forthcoming. According to research from elephant.co.uk, cheap car insurance is not readily available to the rich and famous. Indeed, most celebrities would actually pay less if they had stuck to their day jobs.For example, 26-year-old Bermondsey native Jade Goody may have gone out of her way to achieve celebrity status through the television series Big Brother, but she’ll be paying for her efforts now. The insurer’s research suggests that she would have paid 22 per cent less on car insurance premiums in her standard profession as a dental nurse.Spare a thought for Alex Curran too. The newspaper columnist may have shot into the limelight when she married Liverpool and England footballer Steven Gerrard, but her car insurance premiums could rise just for having him as a passenger. Indeed, footballers pay higher car insurance premiums than any other professionals.So what justifies celebrities paying more?Insurers base premiums on a number of risk factors. The jobs we do are one aspect taken into the equation as they effect the time we spend on the road and the speeds we’re likely to undertake. Indeed higher-paid professionals also tend to drive faster cars – and larger engines invariably result in larger premiums.It’s unlikely that too many of us will be sympathetic that celebrities don’t enjoy cheap car insurance. However, it should motivate motorists to make every advantage count and shop around for the best car insurance deals.
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How Car Insurance Companies Don’t Want You to Spend Your Holiday
There’s nothing like a good vacation to bring out the beast in you, and there’s nothing like a holiday party to bring on the urge to do something wild and crazy! Before you gear up for your next holiday celebration, however, take a second to consider the shape of your car insurance.
Do you know why car insurance companies hate holidays? Because inevitably, they spend the next two weeks filing car insurance claims! Nobody likes to spend two weeks drowning in paperwork, which is exactly why insurance companies have their own list of recommendations for policyholders when it comes to kicking up their heels over the holidays.
Number One: Put down the brewsky and hand over the keys. Don’t drink and drive. It’s trite, it’s clichéd, but it works. Thousands of drivers crack open a beer (or six) at a holiday party before sliding behind the wheel. Hundreds of thousands of people have been injured, many fatally, as the result of a run in with an overly ambitious party-goer. Hand over the keys or crash on the couch. It’s good for your checkbook, your conscience and your future.
Number Two: Resist the urge to pile 20 people in a pickup truck. Most states have pretty strict laws regarding piling people in the back of a pickup truck. It makes sense when you think about the fact that one good bump could send you flying over the edge! If it’s illegal your car insurance isn’t going to cover it, so don’t do it. Hijack a school bus if you have to move thirty people from here to there. Sure, you’ll be looking at some time behind bars, but at least it won’t hurt your car insurance rates!
Number Three: Forget About It. You know that demolition derby you were planning on hosting? Unless you’re absolutely positive you’re going to get slaughtered in the first round, thereby making subsequent damages somebody else’s problem, don’t do it. Have you seen how high the shop bill for all fifty contenders can go? Your insurance company’s going to have something to say about it, and that something is going to sound a whole lot like, “Hit the road, Jack.”
Number Four: Leave the shotgun at home. Going out and shooting at the streetlights might sound like a good idea at the time, but car insurance companies have a notoriously long sighted view when it comes to short term entertainment. The damage to public property is going to set them back a pretty penny. Since taking a pound of flesh is going out of style they’re going to be happy to take a pound out of your wallet.
Number Five: You’re not a chicken. There’s something about an open road that all but begs you to go out and play chicken, isn’t there? Forget it. Ignore it. You don’t have nearly enough feathers to be a chicken, but you’re definitely going to feel like you’ve been plucked by the time your car insurance company gets through with you!
Holidays are supposed to be fun. What they’re not supposed to do is break the bank! Your savings and your sanity will be in a lot better shape if you follow the rules when you’re kicking back at this season’s celebrations.
Celebrity car insurance uncovered
The number of no win no fee claims made during the recession has soared. The total amount of compensation claims has increased significantly as the slowdown in UK economy has left councils, employers and motorists struggling to cover the costs of carrying out health and safety and repairs simple. Way more motorists accidentsWith MOT and failing to carry out security checks in the fear of having to fork out additional repair costs during the crisis, along with the growing number of potholes in the road damage in Britain, previous claims that number of traffic accidents will rise has been proved them wrong. Figures from the Department for Transport (DFT) revealed that the number of traffic accidents in the UK has dropped for the year ending March 2009. Estimates show that the number of road accidents fell by eight per cent the number of fatalities or serious injuries fell by nine percent. AA Insurance has welcomed figures from the DfT. newsDirector figures from AA Insurance good Fall, Simon Douglas said: “The accident rate falling is good news, especially because it follows a long-term downward trend.” The director declared that he was “really surprised to see” as the recession has discouraged use of the car. He said: “This year has seen fuel prices rise along with other demands on family budgets and increasing levels of redundancy, all of which discourage car use: in fact, the DfT notes that the volume of traffic declined by two percent during the year. “However, despite the fall in traffic accidents, said she has been an increase in the number of personal injury claims made stating that the drivers involved in accidents traffic are “much more inclined to make claims for personal injuries.” The statement came after research revealed an increase in the number of no win no fee claims as a result of personal injury. This compares with a decline in the number of traffic accidents in the UK. Figures published by the Association of British Insurers (ABI) revealed that the number of not winning any information on payment for damages reached in September. 6000000000 last year – in August. 8 billion more than in 2006. Douglas stated that “persons involved in accidents are much more inclined to make personal injury claims,” even for injuries such as whiplash. However, accidents may represent a majority of not winning any arguments fee. AccidentsAccording job at a law firm in the Northeast, with more than 60 percent of workers believe their employers are less focused on health and safety at work due to the downturn by giving them greater concerns, “the recession could be having an impact in the number of accidents. ” A spokesman for the firm said: “It is understandable that many companies are taking actions to reduce costs, but it is vital that the safety of workers is not compromised.” He added: “The accidents are a common occurrence, and even in an office environment, accidents can and do happen. If you have questions about your rights if you have suffered an injury, you should seek legal advice. ”